{"id":3491,"date":"2026-04-09T17:21:42","date_gmt":"2026-04-09T17:21:42","guid":{"rendered":"https:\/\/stock999.top\/?p=3491"},"modified":"2026-04-09T17:21:42","modified_gmt":"2026-04-09T17:21:42","slug":"mortgage-rates-fall-to-6-37-freddie-mac","status":"publish","type":"post","link":"https:\/\/stock999.top\/?p=3491","title":{"rendered":"Mortgage rates fall to 6.37%: Freddie Mac"},"content":{"rendered":"<p><img src=\"https:\/\/static.foxbusiness.com\/foxbusiness.com\/content\/uploads\/2026\/03\/home-sale-couple-open-house.jpg\" \/>     <\/p>\n<p>\u00a0Real estate experts Dolly and Jenny Lenz unpack the newest real estate trends and the state of the housing market on &#8216;The Claman Countdown.&#8217;<\/p>\n<p>Mortgage rates fell this week after President Donald Trump announced a two-week ceasefire between the U.S. and Iran, mortgage buyer Freddie Mac said Thursday.<\/p>\n<p>Freddie Mac&#8217;s latest Primary Mortgage Market Survey, released Thursday, showed the average rate on the benchmark 30-year fixed mortgage declined to 6.37% from last week&#8217;s reading of 6.46%.\u00a0<\/p>\n<p>The average rate on a 30-year loan was 6.62% a year ago.<\/p>\n<p>The average rate on the 30-year fixed mortgage fell to 6.37%, according to Freddie Mac. (Daniel Acker\/Bloomberg via Getty Images)<\/p>\n<p>&#8220;The decrease in rates represents a positive development for prospective homebuyers and could spark a more favorable spring homebuying season than last year,&#8221; said Sam Khater, Freddie Mac&#8217;s chief economist.<\/p>\n<p>LOS ANGELES LEADS NATION IN MASSIVE POPULATION EXODUS AS \u2018BREAKING POINT\u2019 HITS GOLDEN STATE<\/p>\n<p>MIAMI OVERTAKES LOS ANGELES AND NEW YORK AS WORLD&#8217;S RISKIEST HOUSING MARKET FOR BUBBLE RISK<\/p>\n<p>The average rate on a 15-year fixed mortgage ticked lower to 5.74% from last week&#8217;s reading of 5.77%.<\/p>\n<p>Mortgage rates are affected by several factors, including the Federal Reserve and geopolitics. Though mortgage rates are not directly affected by the Fed&#8217;s interest rate decisions, they closely track the 10-year Treasury yield. The 10-year yield hovered around 4.26% as of Thursday afternoon.<\/p>\n<p>The decline in mortgage rates follows a two-week ceasefire between the U.S. and Iran, brokered with help from Pakistan, that was framed by the White House as a step toward broader negotiations. Defense officials said U.S. strikes on Iran had halted following Trump\u2019s announcement Tuesday night.<\/p>\n<p>&#8220;While the 10-year Treasury yield began to ease following the announcement of a two-week ceasefire, any relief to mortgage rates may prove short-lived \u2013 a temporary pause rather than a true turning point,&#8221; said Jiayi Xu, Realtor.com economist. &#8220;Until a more permanent resolution emerges, the fog of uncertainty is unlikely to fully lift from the housing market.&#8221;<\/p>\n<p>THESE 10 HOUSING MARKETS GIVE FIRST-TIME BUYERS THE BEST SHOT AT HOMEOWNERSHIP IN 2026<\/p>\n<p>A real estate agent shows prospective buyers a new location. (Getty Images)<\/p>\n<p>GET FOX BUSINESS ON THE GO BY CLICKING HERE<\/p>\n<p>Xu said rates could continue falling if the conflict in the Middle East moves closer toward a resolution.<\/p>\n<p>&#8220;That timeline remains anyone&#8217;s guess,&#8221; she said. &#8220;In other words, mortgage rates don&#8217;t just affect monthly payments \u2013 they shape buyer confidence, seller motivation and the entire rhythm of the market, making every uptick a potential reason for hesitation during the season that matters most.&#8221;<\/p>\n<p>Fox News&#8217; Morgan Phillips contributed to this report.<\/p>\n<p>#Mortgage #rates #fall #Freddie #Mac<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00a0Real estate experts Dolly and Jenny Lenz unpack the newest real estate trends and the&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[2],"tags":[163,2552,2553,1952,2152],"_links":{"self":[{"href":"https:\/\/stock999.top\/index.php?rest_route=\/wp\/v2\/posts\/3491"}],"collection":[{"href":"https:\/\/stock999.top\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/stock999.top\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/stock999.top\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/stock999.top\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3491"}],"version-history":[{"count":0,"href":"https:\/\/stock999.top\/index.php?rest_route=\/wp\/v2\/posts\/3491\/revisions"}],"wp:attachment":[{"href":"https:\/\/stock999.top\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3491"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/stock999.top\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3491"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/stock999.top\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3491"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}