<\/p>\n
What tops your list when choosing alternative car insurance \u2013 affordable premiums, standout service or benefits that truly deliver? Ideally, it\u2019s all of the above.<\/p>\n
It\u2019s easy to think of insurance as just another monthly expense, until something goes wrong. And in South Africa, which has a high accident rate and a persistently high level of vehicle theft, having reliable cover is more important than most people realise.<\/p>\n
Because, ultimately, what you get for your money matters more than what you pay.<\/p>\n
Here\u2019s what to look for in a policy that truly protects you:<\/p>\n
Affordable cover: If you\u2019re chasing cheap car insurance quotes, check what\u2019s actually covered \u2013 and what isn\u2019t.
\nReasonable excess: When choosing a premium, ensure the excess is an amount you can realistically afford at the claim stage. Check when additional excesses apply \u2013 and whether you\u2019ll pay a fixed excess or a percentage of the claim.
\nWhat are you covered for: Ask about possible exclusions and ensure you understand the difference between comprehensive cover, limited cover, and third-party cover.
\nAwesome service: Fast, helpful claims support can make all the difference in a stressful moment. Read reviews and even ask around before committing to a car insurer.
\nBenefits: Research included benefits like roadside assistance, storage, and panic assistance, as well as extras such as car hire, which can save you a lot of stress and money in a time of need. And find out if you qualify for a cash-back reward or no-claims bonus if you remain claim-free for a specified period.<\/p>\n
Invest in dependable support when it matters most<\/p>\n
Car insurance shouldn\u2019t be just another tick-box exercise.<\/p>\n
It\u2019s more than just a claim payout; it\u2019s the reassuring voice on the other end of the line after an accident, it\u2019s the helping hand when you\u2019re stranded on the side of the road, and it\u2019s knowing that your claim will be handled quickly, fairly and professionally.<\/p>\n
OUTsurance offers two smart options that balance affordability with real protection:<\/p>\n
Comprehensive car insurance<\/p>\n
Get extensive cover with OUTsurance comprehensive car insurance and enjoy great benefits like a fixed excess, a cash OUTbonus, and 24\/7 roadside assistance.<\/p>\n
Your vehicle will be covered for loss or damage due to accidents, intentional damage, fire, storms, and other natural events.<\/p>\n
Cover also includes towing, storage, and liability cover for damage caused to other people\u2019s property while driving the insured vehicle.<\/p>\n
Essential car insurance<\/p>\n
If your car is older than five years, not financed, valued at less than R130\u00a0000 and you\u2019re after reliable cover at a lower cost, OUTsurance Essential Car Insurance could be the right fit.<\/p>\n
Essential car insurance covers you against theft, accident (up to 40% of the vehicle\u2019s retail value) and has R1 million in liability cover.<\/p>\n
Claims are paid out in cash, your excess is deducted from the claim payout, and you can choose your own panel beater\/repair centre.<\/p>\n
More than just insurance<\/p>\n
Whether you choose Comprehensive or Essential cover, you\u2019ll benefit from:<\/p>\n
Transparent pricing with no hidden fees;
\nAwesome customer service;
\nInnovative self-service features available on the OUTsurance app;
\nA cash OUTbonus if you remain claim-free for three consecutive years; and
\nA trusted brand with over 28 years\u2019 experience.<\/p>\n
So next time you\u2019re choosing a provider, ask yourself: \u2018What am I paying for?\u2019 and \u2018What will I be getting out?\u2019<\/p>\n
With OUTsurance, the answer is simple: real protection, real value, and real peace of mind.<\/p>\n
Disclaimer: OUTsurance is a licensed insurer and FSP. The OUTbonus is a standard product feature, only paid after three claim-free years and premium dependent. Ts & Cs online. Limits apply<\/p>\n
Brought to you by OUTsurance.\u00a0<\/p>\n
Moneyweb does not endorse any product or service being advertised in sponsored articles on our platform.<\/p>\n
#smart #drivers #demand #car #insurance<\/p>\n","protected":false},"excerpt":{"rendered":"
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