Homebuyers will soon face the two worst days to buy a house

As if today’s high mortgage rates weren’t enough to deter homebuyers, there’s one more thing that might keep consumers from buying up real estate this spring — high-than-average seller premiums.

A new analysis shows that sellers enjoy premiums of 10% in May and June, meaning the price they eventually sell their homes for in these months? Those are coming in a whopping 10% above the home’s actual worth.

On two upcoming days in May, the premium is even higher. 

May 26 and May 27 are two of the worst days to buy a house

If you don’t want to overpay for your new house, you’ll want to avoid buying on May 26 or May 27. ATTOM Data Solutions found that on these days, you’ll pay some of the highest premiums around on real estate.

On May 26, for example, you’ll pay an average 14.7% more than a home’s market value, or $265,000 compared to a $231,000 average value. On May 27, it’s 13.5% — or $283,000 versus $249,000. Both are among the top five days of the year in terms of seller premiums.

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May dates in general are high in terms of seller premiums. The month is tied with April, with homes selling for an average 10.2% more than their estimated market value in those months. The only month to beat out those is March, with average seller premiums of 10.7%. 

“Looking at performance across the full calendar year, seller premiums were highest in the spring,” ATTOM says. “Based on more than 52 million single-family home and condo sales from 2015 through 2025, homes listed in March, May, and April achieved the highest premiums compared to estimated market values.”

The absolute worst day to buy a house is February 29, which comes with a 15.3% seller premium. March 31 and March 29 also made the top five, along with May 26 and 27. 

If you’re buying a house, there are two days in May you might want to avoid.

Photo by The Good Brigade on Getty Images

Buying a house may cost you less in the fall and winter

If you can hold off on buying a house for a few months, ATTOM’s data shows that seller premiums drop as we get into the cooler seasons. 

“The data shows a clear seasonal pattern,” ATTOM says. “Seller premiums tend to build early in the year, reaching their highest levels in late winter and spring before gradually tapering off through the summer and fall.”

Unfortunately, there are no months when the average sale price comes in lower than estimated home values, but there are months that can save you cash over others. Home seller premiums are lowest in October (7.9%), September (8%), and November (8.3%), according to the data.

”While homes still sold above estimated values throughout the year, the data shows a clear narrowing of premiums outside of peak season,” ATTOM says. “This trend aligns with increased buyer demand during the first half of the year, creating more competitive conditions that can drive stronger sale prices.”

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